The Caitlin John Story
Caitlin John, LLC is a Private Wealth Management Firm based in Brighton, Michigan. As an Independent Registered Investment Advisor (RIA) firm we work with both individual and institutional investors. Our asset management style focuses on educating our clients on common misconceptions in key areas of investing: true asset class diversification, benchmark correlation, standard deviation and how important risk-adjusted returns are in today’s market environment. As a fee-based assets management firm, educating our clients invokes commitment on their part and accountability on behalf of our Advisors and the firm as a whole.
Our client services extend beyond asset management to provide strategic tax planning and wealth transfer strategies for both retirees and persons preparing for retirement. With our family lineage extending beyond fifty years serving clients, Caitlin John is the culmination of our experience and passion. Our mission is to seek, introduce and deliver the most refined and forward thinking financial strategies and management techniques to our clients. Our foundation of ethics and performance standards are driven by one thing: Stewardship.
Uniquely Caitlin John
The Benefits of Smarter Investing
We employ various third party money managers that help our advisors work with their clients to best achieve their goals, objectives and risk tolerance. Using A Smarter Way to Invest, we are leveraging a more tactical, discipline-driven approach to portfolio management, seeking out opportunities for growth while mitigating the risk of significant loss.
1031 Exchanges, DSTs & QOZs
We work closely with our clients to not only understand their goals, objectives and risk tolerance but, we take it one step further. When it comes to advanced tax planning, we remove the complexity surrounding DSTs and QOZs and simplify it so our Clients can make an informed and educated decision.
A Smarter Way 401(k)
Providing the same dynamic management as our Smarter Way Allocations, inside your 401(k)
The Fiduciary Difference
Not all Advisors are the same. Some claim they know the best way to manage and invest your assets but often leaves you in the dark with their reasoning behind their strategies. At Caitlin John, we have a different approach.
Pre-Planning Needs Analysis
By utilizing our NRI Max® approach to pre-planning, we have put together a series of questions to help us get to know you. Both what's important and what keeps you up at night.
Our breadth of Small Business solutions ensures that we are able to best match your needs no matter which aspect of investing they require.
Hybrid vs. Traditional Annuities
Due to the vast variety of annuity types along with numerous costs, benefits and riders available in the marketplace, we believe our clients should be educated on the various types of annuities to make the most informed decision to help them achieve their retirement goals.
Hybrid vs. Traditional Life Insurance
Accelerated Benefit Riders can help change your lives. If you were to ever get sick, wouldn’t you want to be able to provide up to $2 Million for Terminal, Chronic, and Critical Illnesses? We know we would.
Individual & Family Strategies
We specially focuse on providing hybrid-advanced strategies to maximize your legacy while minimizing tax ramifications for every level of assets. We also offer traditional vehicles by which to transfer wealth; each case is handled individually to ensure the most efficient means of legacy planning are utilized.
Our premier Portfolio Blueprinting service, which our Advisors provide to all of their clients and prospective clients, provides an in-depth analysis of your current portfolio holdings, real returns, actual expenses, risk-adjusted performance, and outlook.
My Risk IQTM
This questionnaire is designed to gauge your willingness to take on risk in your investment portfolio. These questions ignore any financial constraints that would influence your ability to take on risk.
Your Caitlin John Advisor will work with you, as both architect and engineer, to design and implement solutions spanning portfolio management, financial planning, wealth preservation, and legacy transfer for generations to come.
Q3 Global Market Update
Why Caitlin John?
Introducing A Smarter Way to Invest
Caitlin John and our Advisors work closely with third party Portfolio Managers like a Smarter Way to Invest. They are also an Independent Registered Investment Advisor Firm focused solely on portfolio management.
Knowing What You Own...
The financial services industry has become largely comprised of brokers selling products who are primarily transactional! It’s important that you know the difference between Suitability vs Fiduciary.
Net Retirement Income Maximization™
Your Retirement Goals and Dreams may only be achievable through the perpetual and sustainable cash flow that is needed to power two, three, or even four decades of your retirement.
Follow Your Retirement Dreams
How do you picture your retirement? Relaxing on a beach somewhere? Playing golf at the top courses across the country?
Protecting Your Family’s Legacy
When you think about leaving your mark on this world, the first thing that probably comes to mind is your legacy.
High Tides Float All Ships
At Caitlin John, we understand the importance of continuing education not only for the growth of our Advisors but for the well-being of their clients.